“Keep Up the Insurance Premium” – Elwood, Indiana (1918)

Mr. Edward C. Heffner lived in Ellwood, a small city in central Indiana.

Elwood was first known as “Duck Creek”, and had that name when the first railroad arrived in 1857.

Although widely known as a “sundown community” hostile to Black people, it was the site of the largest political rally until that time when Wendell Willkie drew a crowd of 150,000 people to Elwood in 1940.

https://en.wikipedia.org/wiki/Elwood,_Indiana

In February of 1918, Mr. Heffner received a postcard from C.W. R.

The postcard was mailed from Indianapolis, the capital city about 45 miles southwest of Elwood.

Indianapolis, on the White River in the center of the state, is a planned city – platted as the home for the state capital in 1821.

https://en.wikipedia.org/wiki/Indianapolis

The face of the postcard is a photograph of the Soldier’s & Sailors Monument erected in the center of Indianapolis to honor the Union lives lost in the Civil War.

This imposing memorial, designed by German architect, Bruno Schmitz, and constructed over a period of thirteen years, was dedicated in 1902,

https://en.wikipedia.org/wiki/Soldiers%27_and_Sailors%27_Monument_(Indianapolis)

The photograph shows the monument from a significant height; the printed caption indicates that the view is taken from the offices of the Hoosier Casualty Company on the 15th floor of the Fletcher Trust Building.

The Fetcher Trust Building, a 16-story office building, was completed in 1915 by the Chicago firm of Holabird & Roche.

Today, after several renovations during the intervening years, the building is a Hilton Garden Inn.

https://en.wikipedia.org/wiki/Fletcher_Trust_Building

On the reverse, we learn that C. W. R. represents the Hoosier Casualty Company.

The Indiana State Library holds a pamphlet history of this company, but the item has not been digitalized for remote viewing.

An internet search provides a page or two of court cases involving disputes of claims and one important action by the Commissioner of Internal Revenue  related to the company’s reorganization as a stock company in 1927.

https://evergreen.lib.in.us/eg/opac/record/23246306

The writer indicates that he has reviewed the policy of Mr. Heffner, and has found it to be “a good one” and that the company is a “strong one”. Mr. Heffner is encouraged to “keep up your premium for February”.

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