Mrs. Morris Luther lived in Gray, a populated place near the boundary of the Adirondack Park in Herkimer County of central New York State.

https://newyork.hometownlocator.com/ny/herkimer/gray.cfm

On January 1, 1912, Mrs. Luther received a New Year postcard from her sister, Mary.

Mary posted the greeting in Little Falls, a small city on the Mohawk River in Herkimer County of central New York.

https://en.wikipedia.org/wiki/Little_Falls,_New_York

Gray is about 18 miles north of Little Falls.

The face of the postcard is a very good example of postcard art – a painting of a traveler tramping through a woodland path.

The traveler bears a large backpack, and he carries a staff.

It may be that the path is rough or uneven, as the stance of the traveler suggests that he is weighted down and is proceeding carefully.

This is no sporting expedition; the man seems to be a peddler or an itinerant wanderer.

https://en.wikipedia.org/wiki/Peddler

The evocative postcard was published by the renowned English firm of Raphael Tuck & Sons.

The postcard was printed in Saxony.

On the reverse, Mary offers best wishes for the New Year.

She reports that “we are all well”, and she expresses a “hope that you are all the same”.

Mary has experienced some changes, “Fannie is not with me any more.”

I assume that Fannie was a companion, hired girl, or a boarder.

In closing, Mary invites her sister to “come down when you can.”

One hopes that Mrs. Luther was able to visit her sister and that both households enjoyed a prosperous 1912.