Mrs. E. T. Ziegler lived in Columbia, the pretty town on the Susquehanna River in south-central Pennsylvania.

https://en.wikipedia.org/wiki/Columbia,_Pennsylvania

At the end of December in 1909, Mrs. Ziegler received a New Year postcard from Sara.

Sara mailed the postcard from Washington, D. C., about 106 miles south of Columbia.

https://en.wikipedia.org/wiki/Washington,_D.C.

It may be that Sara had connections to Columbia as the postcard announces her imminent arrival in that place.

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The face of the postcard is an allegorical drawing of Father Time, with long white beard and staff, bending to greet the child of the New Year.

A poster behind the old man announces “Jan 1”, and a full hourglass suggests that the new measure of time has begun.

The New Year child wears a blue coat, flowing scarf, and a red stocking cap.

He carries a small valise which is labeled “Jan. 1”

A grandfather clock, with hands at 12, is the final representation of a new day and year.

Above the drawing is a printed greeting between two lanterns:

“Wishing You a Happy New Year”

The postcard was “Printed in Germany”.

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On the reverse, Sara begins her message without a greeting. “Here I am O. K.”

Sara is “wondering how I am to get home”.

I believe that this comment relates to the variety of transportation options (or combinations) for the journey to Pennsylvania – train, steamer, and carriage.

Sara plans to “leave here Monday if nothing happens”.

Mrs. Ziegler can expect that Sara “will see you then”.

Sara closes by reporting, “All well”.

One hopes that nothing interfered with Sara’s plans, that the trip was accomplished, and that Sara and Mrs. Ziegler enjoyed a pleasant visit in the New Year of 1910.

Mrs. Ziegler preserved the lovely New Year greeting throughout her life.