Miss Betty Pickering lived in Barnstead, a town in central New Hampshire.

Barnstead was founded in 1765 by settlers from Barnstable, Massachusetts and Hempstead, New York – the town’s name was a combination of these place names.

https://en.wikipedia.org/wiki/Barnstead,_New_Hampshire

In December of 1911, Betty received a Christmas postcard from Mary Favour Hoyt.

Miss Hoyt mailed the postcard from Kittery Point, a small community within the town of Kittery, Maine.

This area, in the southernmost tip of Maine, was settled very early in the Colonial Period: Kittery Point was founded by settlers from the Massachusetts Bay Colony in 1623.

https://en.wikipedia.org/wiki/Kittery_Point,_Maine

The face of the postcard is a large drawing of bells surrounded by holly.

Both the bells and the holly are covered with a blanket of snow or ice.

In the middle of the drawing is a framed medallion enclosing a rhyme about Christmas Bells.

The colorful inscription reads:

“Today a very Merry Time

That’s what my sweet Bells Chime”

The postcard was published by the International Art Publishing Company of New York and Berlin.

The postcard was printed in Germany.

On the reverse, Miss Hoyt writes, “With love and best Wishes”.

One hopes that the women enjoyed a wonderful Christmas and that they remained friends and correspondents for many years.